Accept Change 2

Let's face it, saving money and pinching pennies out of your budget is going to require you to make some changes. Obviously, if you keep on doing what you have been doing, you will keep on getting what you have been getting. You will have to look at old habits and try some new tactics if you want to keep more of your green than you have been.

Even if you feel you have heard this all before, you wouldn't be here if you weren't looking for something new you can try.

So to review what we have covered so far:

Respect your money by agreeing that every penny matters.

Begin to consider your expenses as needs versus wants.

Accept change given by store clerks and use your pennies quickly to turn them back into silver.

Drink water to save on beverage expenses.

And finally, keep looking for thrifty changes you can make.